With careers in agriculture, secondary Christian education, construction, public relations and human resources, Ralph and his family moved from Eastern Ontario to Caledonia where he served as CEO of Hald-Nor Credit Union for 20 years. Recently Hald-Nor was combined with Libro Credit Union and the family moved to London where Ralph serves Libro as VP Government Relations & Governance. When Ralph was 2 years old, his father began to suffer from depression and he never recovered as it became increasingly complicated by schizophrenia and Parkinson’s. The oldest of 8, Ralph has witnessed the profound impact of mental illness and how it undermines relationships. Ralph brings a broad set of experiences to the Board table and currently serves as the Foundation Chair.